Commonwealth Land Title Insurance Company, NCS

ALTA ENDORSEMENTS - 128 - SAMPLES AND DESCRIPTIONS ACCESS AND ENTRY – FORM 17-06 ALTA Endorsement — Form 17-06 is available for owner’s policies and loan policies. Without this endorsement, an ALTA policy does not insure a particular means of access. The policy does insure against loss or damage by reason of a “lack of a right of access”. But this endorsement is designed to provide insurance that the property abuts, and has actual vehicular and pedestrian access to and from, a specific open and publicly maintained street by way of existing curb cuts or entries. The definition of “Land” contained in the policy specifically excludes property beyond the bounds of the area described in Schedule A. Furthermore, Land as defined in the policy does not include any “right, title, interest, estate or easement in abutting streets”. Thus, the policy, as written, does not address the extent of that access, nor the location or means by which that access is utilized. This endorsement goes quite a bit further. It specifically insures that there is both vehicular and pedestrian access onto the named street at specific points, that the street is open and in use and maintained by as a public street. The analysis of this coverage usually begins with an examination of an ALTA survey. ALTA Endorsement — Form 17-06 (Access and Entry – 6/17/06) Form 17-06 Access and Entry