Commonwealth Land Title Insurance Company, NCS

ALTA ENDORSEMENTS - 130 - SAMPLES AND DESCRIPTIONS INDIRECT ACCESS AND ENTRY – FORM 17.1-06 ALTA Endorsement — Form 17.1-06 is available for owner’s policies and loan policies. This endorsement is designed to provide insurance that the property abuts, and has actual vehicular and pedestrian access to and from, a specific easement insured in Schedule A, and that the insured easement gives the property access to an open and publicly maintained street. ALTA policies do not insure a particular means of access. The policies do insure against loss or damage by reason of a “lack of a right of access”. The definition of “Land” contained in the policy specifically excludes property beyond the bounds of the area described in Schedule A. Furthermore, Land as defined in the policy does not include any “right, title, interest, estate or easement in abutting streets”. The policy, as written, does not address the extent of that access, the location, or means by which that access is utilized. This endorsement goes quite a bit further. It specifically insures that there is both vehicular and pedestrian access onto the named street at specific points and that these rights are available by way of an insured easement. The analysis of this coverage usually begins with an examination of an ALTA survey. ALTA Endorsement — Form 17.1-06 (Indirect Access and Entry – 6/17/06) Form 17.1-06 Indirect Access and Entry