- 52 - REAL ESTATE LAWS & CUSTOMS BY STATE ©2026 Commonwealth Land Title Insurance Company (08/26) WISCONSIN Title Insurance Rates Filed. No deviations permitted. Form of Conveyance Warranty Deed, Special Warranty Deed, Condominium Deed, Land Contract State Encumbrance Forms Mortgage Customary Closing Entity Title or escrow company; others Commitment Issued? Duration? Yes. 180 days. When is Invoice Issued? With Commitment Deed Transfer Tax? Yes, Real Estate Transfer Fee Mortgage Tax? No Leasehold Tax? No, if less than 99 years CUSTOMARY FEE SPLITS Owner’s Policy Premium Seller pays Loan Policy Premium Buyer pays Title Search & Examination Seller pays Survey Charges Negotiable between Buyer and Seller Deed Transfer Tax Seller pays Mortgage Tax Not applicable Closing Fees Buyer pays loan closing fees; Seller pays Deed closing fees Recording Fees Buyer pays to record Deed and Mortgage Seller pays to record documents to remove encumbrances
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